Secured Master Card
Need to Establish or Rebuild your Credit
Guaranteed Approval
$300.00 to $10,000.00
Are you a discharged bankrupt? A new immigrant to Canada? A student just starting out in adult life? Newlyweds trying to establish your first home together? A newly single divorcee or widow? An entrepreneur having trouble getting credit from your local bank? Or just one of 5 million Canadians without a credit card? Your only opportunity to successfully repair a bad credit rating or build your initial credit history in Canada is through a secured credit card


No one is turned down! That’s right. If you’ve gone through the embarrassment of rejection by your local bank or credit union, and are afraid to try again, this is your best chance to enjoy all the benefits and responsibilities of a credit card, without fearing the application process. 

The reason? 

For starters, the application is completed online, without ever having to discuss your financial situation with another person. In fact, YOU set the credit limit based on your own ability to secure the credit card through deposit or home equity. Isn’t that nice?

Then next, you simply print and mail the completed application, along with a certified cheque or money order (as a security deposit) payable to People's Trust (see address on form). For example, if you would like to receive a credit limit of $1,000, you then enclose a certified check or money order for $1,000 together with your application. The credit limit or the amount of your deposit can be as low as $1,000 and as high as $10,000. Your Security Deposit will be held in an interest-bearing account with interest payable to you on the anniversary of the opening of your account. The current interest paid on deposits is 2% (while your Master card is open and in good standing).

English Application click here:

French Application click here: